A funeral plan or prepaid funeral plan enables you to pay for your funeral in advance, fixed at today’s prices. The great advantage of funeral cover is that your friends and family do not have to cover the costs themselves, once you pass away. A prepaid funeral plan allows you to spread the costs from 12, 24, 36, 48 or 60 months with a minimum deposit of just £250.
When taking out a funeral plan you need to ensure that you are fully aware of what precisely is included in the plan and cover varies with different providers. This way you can rest assured that your funeral plan or prepaid funeral plan package includes everything you need for your desired funeral.
Most funeral plans generally cover a number of funeral services, which can include the cost of the funeral service, a hearse, post-mortem care, viewings of the deceased prior to the funeral, and cremation and minister fees.
It is important to know that some plans do not cover the cost of some of these services and you will need to ensure these are added onto your plan, if you desire to have them covered under your package*. For example, some funeral plans do not include limousines to transport your family to and from the service, cost of a church service if you wish to have the service at a local church, a florist for the flower arrangements and most importantly, burial costs if you wish to be buried instead of cremated.
*Some additions added may increase the price of your plan
Benefits of a Funeral Plan
- No credit checks
- No need to complete a medical questionnaire as all medical conditions are accepted
- The total cost of your funeral plan is locked at today’s prices, helping to save you money from ever rising funeral costs
- All of our staff are fully trained and are covered by the FCA (Financial Conduct Authority)
- You and your loved ones will have peace of mind in knowing that when the time comes, the funeral arrangements have been prepared and paid for in advance
If you have any queries or would like to enquire about a funeral plan or prepaid funeral plan quote, you may be interest in the following site which bring customers funeral plans quotes using the UK’s leading funeral plan providers – https://www.quotemeless.co.uk/funeral-plans
How Much Does a Funeral Plan Cost?
The average cost of a funeral is set to rise to approx. £5,000 by 2022 and will further rise to approx. £10,000 by 2030. It is beneficial to purchase a funeral plan fixed at today’s prices, as this will guarantee you and your families future financial security.
There are two ways in which you can buy a funeral plan, either from a funeral plan provider or directly from a funeral director.
Our plans start from as little as £17.04 per month for an overall cover amount of £1,693.00 and our funeral plan payment options are as follows;
Lump-sum payment – The total amount payable is paid within 30 days of the date of your application.
Prepaid monthly installments – A minimum deposit will be paid upon acceptance of your plan and a monthly fee can be spread across a 12 – 60 month period. Please note, the higher the deposit paid, the lower the monthly premium payments.
Which Funeral Plans are Right for Me?
Before you decide on what funeral plan you wish to take out, it is important to compare plans readily available to you and to familiarise and compare the information contained within the plans. Based on our intensive research into funeral plans and prepaid funeral plans currently in today’s market, Quote Me Less highly recommends using Golden Leaves as your funeral plan provider.
Golden Leaves funeral plans guarantee that your loved ones will not be hit with any additional costs during an already emotional time, and as they are an officially registered FPA (Funeral Planning Authority), they offer amazing value for money funeral plans that ensure cremation and minister fees are included.